How much maternity pay you get, and how long it lasts, depends on what type of maternity pay you’re entitled to:
Your statutory maternity pay lasts up to 39 weeks, made up of:
You may have to pay some tax and national insurance on this.
Your average pay includes any sick pay, holiday pay, back pay, bonuses, and statutory maternity pay from a previous pregnancy.
You'll get the same amount even if you're pregnant with more than one baby.
Jo earns £215 each week before tax. She starts maternity leave.
90% of £215 is £193.50. Jo will get £193.50 of statutory maternity pay each week for the first 6 weeks of her maternity leave.
As £193.50 is more than £184.03, Jo will then get £184.03 of statutory maternity pay each week for the next 33 weeks of her maternity leave.
Grace earns £123 each week before tax. They start maternity leave.
90% of £123 is £110.70. Grace will get £110.70 of statutory maternity pay each week for the first 6 weeks of their maternity leave.
As £110.70 is less than £184.03, Grace will keep getting £110.70 of statutory maternity pay each week for the next 33 weeks of their maternity leave.
The £184.03 rate of statutory maternity pay usually increases in April each year. If it increases while you're getting statutory maternity pay, you'll get the new, higher amount from the date of the change.
Your maternity pay starts on the same day as your maternity leave. You can’t get it while you’re still at work or more than 11 weeks before your due date. If you don't get maternity leave your maternity pay starts the day after you have your baby.
Statutory maternity pay can last 39 weeks, but it will end sooner if you go back to work before then.
Part of your statutory maternity pay is based on your average pay. So it’s good to keep your pay as high as possible while your employer works out your average. This is most likely to matter if your pay varies, for example if you work for an agency or do shifts.
Your employer bases your average pay on roughly 8 weeks leading up to the 15th week before your due date. In this time you could think about:
To check the exact dates when your average pay is worked out, or to get other help with maternity pay, talk to an adviser.
If your employer tries to cut your hours to reduce your maternity pay, this is discrimination. Talk to an adviser for help.
Going back to work or starting a new job will normally end your maternity pay. But there are some ways to earn a bit extra if you’re worried about making ends meet.
Talk to an adviser if you want to do some extra work but you’re not sure how it will affect your maternity pay.
You can be paid for up to 10 ‘keeping in touch days’ while taking time off to have a baby. Some employers call these ‘KIT days’. These are days when you work for your employer while you’re getting maternity pay or Maternity Allowance. How much you’re paid for these days depends on your contract.
Unfortunately if you work more than 10 keeping in touch days your maternity pay will be cut. You’ll lose the whole week’s maternity pay for any week when you work an extra keeping in touch day.
You can arrange keeping in touch days for any time outside the first 2 weeks after your baby is born (4 weeks if you work in a factory). You’ll need to agree the days with your employer - they can’t make you do them, but you can’t demand them either.
Check your contract with your existing employer before you work for someone else. Some employers will ask you to get their permission first.
Apart from that it's fine to work for someone else if you’ve started your maternity leave but haven’t had your baby yet. You’ll keep getting your statutory maternity pay from your first employer.
Once you’ve had your baby it gets more complicated. Usually working for a second employer will end your maternity pay. But it will continue if:
You can do self-employed work and it won’t affect your statutory maternity pay. But it could affect any contractual maternity pay you get - check your contract with your existing employer to see what difference it makes.
It’s a good idea to check your contract even if you don’t get contractual maternity pay. Some employers might ask you to get their permission before doing self-employed work.
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